Studies indicate that 1 in 5 American adults experience a mental illness of some kind. As mental health care is destigmatized, more people seek help, and there are resources to put mental health treatment within reach. Comprehensive Wellness Centers is in the Aetna network, making treatment possible for Aetna members. Aetna can help cover a range of therapy treatments and medications. Here is everything that you need to know about Aetna mental health treatment.
What Is Aetna?
Aetna is a health insurance provider that offers a variety of insurance options, including individual and business plans, as well as Medicare and Medicaid. Aetna has existed since 1850 and has provided insurance to individuals for a long time.
Do Aetna Plans Cover Mental Health?
As part of the coverage Aetna’s insurance plans provide, the provider will cover many costs associated with treating mental health disorders, including common treatments for conditions like depression and anxiety, medications, and more.
Due to the Affordable Care Act (ACA), Aetna and other providers are required to cover mental and behavioral health treatments. Nearly all mental disorders are covered under most plans, including depression, anxiety, OCD, and more.
Unlike other insurance providers, Aetna doesn’t treat mental health disorders as specialist treatments. A patient’s mental health disorders are treated like other medical conditions and disorders. If your treatment is in-network, then Aetna will cover it. The amount of coverage you’re eligible to receive will vary based on the specifics of your plan.
How Much Will Aetna Pay for Mental Health Treatment?
So, how much will an Aetna plan cover? This will depend on the specific plan that you have. Aetna will completely cover some treatments, while you may need to pay partially out of your pocket with others. Remember that with many plans, you’ll need to pay attention to the copay or coinsurance to determine how much you need to pay for treatment.
A copay specifies how much money you’ll need to pay for a doctor’s visit or a prescription. Similarly, a coinsurance denotes a specific percentage you’ll need to pay. You’ll usually need to pay at least part of the mental health care treatment cost until you reach your plan’s deductible. Log into your Aetna account to find out more about what your cost of treatment will be and what your copay, coinsurance, and deductible are.
You’ll want to understand the details of your Aetna plan to ensure that you get the care you need and that there are no billing surprises later on.
How to Get Approval From Aetna
Although Aetna will cover many types of mental health treatment, you’ll typically need approval beforehand. First, you’ll usually need to get a referral from a primary care physician. You can get coverage for the visit once you’re referred to a mental health specialist.
Getting certain medications or procedures may also be necessary to get pre-approval or pre-authorization. The healthcare clinic will use your insurance information to get in touch with Aetna and get approval for any needed care. When it comes to an emergency or mental health crisis, you won’t need authorization but will still be covered by Aetna’s emergency treatment.
How to Access Aetna Information
To make the most of Aetna, it’s important that you understand how to get access to your information and see the details of your plan. You’ll want to make use of the Aetna member website to get cost estimates, track progress toward your deductible, and view and pay claims. Logging into the website can give you a clear view of your plan and help you understand your benefits. You can also find doctors, compare costs, and use the provided tools to find a healthcare provider in Aetna’s network, such as CWC.
As an alternative to using the Aetna website to view your plan, you might also want to consider accessing your information using the Aetna Health app for added convenience.
Why Use Aetna for CWC Services?
There are many types of mental health treatments that Aetna insurance will cover. Some common mental health disorders that we treat at Comprehensive Wellness Centers include:
- Anxiety Disorder
- Bipolar Disorder
- Depression Disorder
- Obsessive-Compulsive Disorder
- PTSD & Trauma
We use a variety of treatments to assist with a client’s mental health concerns and help them develop better self-acceptance and adopt new coping tools. Before admission to CWC’s mental health programs and treatments, we evaluate and screen clients to ensure we are appropriate for their needs. We may employ various tools, techniques, and therapies to treat mental health issues, including:
- Psychiatric Care
- Pharmacogenetic Testing
- Brain Mapping
- Individual and Group Psychotherapy
- TMS Therapy
Comprehensive Wellness Centers is within the Aetna network and covers both mental health treatment and drug and alcohol addiction treatment. We have both outpatient and inpatient options, so we can offer you the type of treatment that is right for your specific needs.
Understanding Aetna Mental Health Treatment
If you want to learn new ways to cope with anxiety, depression, or other mental health disorders, consider using Aetna to get treatment from CWC. Aetna mental health treatment coverage provides affordable treatment and enables you to learn new ways to manage mental health disorders.
Want to learn more about CWC mental health treatments? Read more about Comprehensive Wellness Centers’ treatment options now.