Addiction is a serious problem in the world right now, to the point that it has reached epidemic levels.
In recent years, close to 20 million people 12 years old and up struggled with substance abuse issues. There are several reasons that people fall into addiction – typically due to some form of trauma or mental health problems. It’s important that you get treatment from skilled professionals.
This can get expensive, so you’ll also want to make sure you can pay for it. Does Blue Cross Blue Shield insurance help with substance abuse? Keep reading to learn more about these plans and whether they can assist you in your recovery.
Getting professional help for your addiction recovery needs is vitally important. It’s not the type of issue that you should ever try to overcome on your own, since it is so multifaceted and creates damage to so many areas of your life.
Overcoming addiction brings heavy withdrawal symptoms as you get the drugs or alcohol out of your system. You also need to break the psychological ties and unpack issues that might go all the way back to childhood.
If you have Blue Cross Blue Shield Coverage, you may be able to get treatment help with your insurance, depending on the type of plan that you have. Here are some of the treatment areas that different Blue Shield plans cover:
There are a variety of different types of mental health treatment that you can take advantage of. Even if you get past the physical dependency on drugs and alcohol, you have to also account for the mental health ties that come with the territory.
Blue Cross Blue Shield insurance plans make therapy available to their policyholders. This can include standard therapy services once or twice per week with a licensed professional. The insurance provider makes these services available if you want to visit a professional in-office, and they also provide around the clock remote therapy that you can receive online.
Aside from therapy, the insurance plans will also cover mental health treatment specifically related to substance abuse issues. By going to these appointments, you will be able to pinpoint the source of your addiction, your addictive triggers, and ways to overcome them. This is an ever-important step toward recovery that will help you out whether you’re dealing with alcoholism or an addiction to heroin, cocaine, prescription pills, or any other substance.
One of the most important facets of recovery is to take part in inpatient or outpatient treatment services. These services are specifically suited to helping people get back on their feet after substance abuse problems.
With inpatient services, you’re checking yourself into a facility that can give you all-encompassing care. You will live on site and will get 24-hour help from some pros who understand addiction. With outpatient care, you will still live at home and go about your daily activities, and will visit treatment centers on an appointment basis.
Whichever you choose, you’ll be glad to know that Blue Cross Blue Shield will help you pay for the treatment that you need. Your insurance plan might also cover you for an Intensive Outpatient Program (IOP), which will include more frequent appointments and more detailed care.
Always check out your plan to see what you’re covered for so that you don’t have an issue paying for it.
When your substance abuse issues are severe, you might also need to be hospitalized. Blue Shield insurance can also cover you for partial hospitalization. This often becomes necessary when you need help with detox, which can have severe symptoms.
Some forms of withdrawal can even be life-threatening. This form of hospitalization will typically involve 20 hours per week at least.
Certain mental health and substance abuse issues are covered thanks to the Affordable Care Act (ACA). You need to explore specific plans to see how much is covered and what you’re entitled to.
By getting to know the plans that are offered, you can sign up during open enrollment to make sure that you are covered for the calendar year.
Figure out whether you have an HMO or PPO plan. Blue Cross Blue Shield issues Bronze, Silver, Gold, and Platinum plans to customers. These plans go up in premium price with each level but will also cover you for more services.
Determine what level of care you need each year as you shop around for a plan that will help you take care of your substance abuse issues. When in doubt, reach out to an insurance professional that can walk you through every facet of your insurance plan.
Finally, make sure that you also consider the nature of your addiction and what kind of care you need. This includes alcohol rehabilitation, drug rehabilitation, and different types of substance abuse counseling.
Do your due diligence when researching these issues so that you’re able to get the level of health insurance care that you need.
Blue Cross Blue Shield insurance is a viable option when you need help paying for care. Comprehensive Wellness Centers is an in-network partner of Blue Cross Blue Shield insurance. If this is your provider, you’ll have no problem getting the addiction or mental health care that you need in our Palm Beach rehab.
We offer substance abuse and mental health treatment. We can help you get your life back and turn your health and wellness around. For admissions information, contact us on our site or call (855)844-3768.